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Adverse Credit History - Adverse Credit History, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history and bad credit history, is a credit history that is judged as being adverse as the applicant has a history of unsatisfactory credit transactions. The term can apply to a corporate credit history but is more frequently used in relation to personal credit.

Bad debt - In accounting and finance, bad debt is the portion of receivables that can no longer be collected, typically from accounts receivable or loans. Bad debt in accounting is considered an expense.

Export Credit Agencies - Export Credit Agencies (ECAs) are national public institutions which act as finance companies for private domestic entities who do business abroad. ECAs provide government-backed loans, guarantees and insurance covering both commercial and political risk.

Kiplinger's Personal Finance - Kiplinger's Personal Finance is a magazine that has been continuously published, on a monthly basis, from 1947 to the present day. It was the nation's first personal finance magazine, and prides itself on delivering "sound, unbiased advice in clear, concise language".

Suggested Web Sites

Credit Secrets Bible - Offers tips on bad credit, bankruptcy, loans, credit cards and resolving debt.

Noble Business Services - Offers secured loans for UK homeowners, specialising in debt consolidation and bad credit loans.

Adverse Monkey Mortgages and Loans - Loan quotes for poor or bad credit problems.

Source: BazSites.com

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